Dating a guy with bad credit

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Love is love. They were never my type unfortunately. Only until I reached college did I realize he was trying to play match maker to ensure my financial well-being.

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For the latest business news and markets data, please visit CNN Business. For many singles, bad credit can be a deal breaker when it comes to finding love. Most respondents also said money management skills are just as important as looks when deciding whether someone is worth pursuing.

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This aspect of my life just seems embarrassing and makes me insecure. I've been honest with this guy I've been dating. He has joked about how he can't date someone in the poorhouse or how he can't consider marrying anyone who has less than a credit score.

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I've always thought this was dumb. Credit scores are not always indicative of a person's trustworthiness or how responsible they are. There are many reasons people may have bad credit - many people have illnesses that saddle them with hospital bills they can't afford, some people may have had a messy divorce and ended up partially responsible for their partner's debt, and some people may have grown up in families that were not financially savvy, so they got themselves in financial trouble figuring out how to manage money in their early adulthood.

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Valentine's Day is long gone but Cupid is still in business, drawing back his bow for a shot at true love for fortunate couples. Yet many relationships can't take flight until both parties have a candid discussion about money. More specifically, that conversation should prioritize potentially troubling credit situations that can capsize a relationship before it gets rolling.

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A post by Gigi J. She will be a regular blogger on this blog. Look for more posts from her soon.

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By Christian Gollayan. Paillant, who attends graduate school in Miami, asks potential suitors their credit scores by the fourth date. I need a man who can take care of himself, too.

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If you have ever been single, and at some point we all were, and you entered the dating world, you know that dating or courting is not cheap. I know, I know what you are thinking, how can you put a price tag on love and companionship?? Of course when you meet someone and fall in love, money and costs of seeing them are the furtherest thing from your mind. You just want to see them and get to know them and spend time together.

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Others are more interested in another number. A high credit score can help predict whether someone is trustworthy. By showing an interest in these three digits, people are probably being smart rather than shallow, says Jeffrey Hall, associate professor of communications at the University of Kansas.

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Having good credit is an important factor in maintaining one's financial health, but should it be a factor in your relationships? Bluntly, is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them.

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